No-bake desserts are some of the easiest and most satisfying recipes you can prepare when you’re short on time but still want something indulgent. Among them, the No-Bake Millionaire Pie stands out as a true classic. This rich, creamy, and fruity pie is famous for its refreshing tropical flavors, light yet decadent texture, and fuss-free preparation. Whether you’re planning a family gathering, holiday dinner, or summer potluck, this pie is always a hit.
This dessert is often called “Millionaire Pie” because it tastes like something truly luxurious without requiring a fortune to make. The combination of sweetened condensed milk, crushed pineapple, maraschino cherries, coconut flakes, pecans, and whipped topping nestled into a graham cracker crust makes for a flavor-packed treat that is both nostalgic and elegant. Best of all, you don’t even need to turn on the oven—making it perfect for warm weather or last-minute entertaining.
Why You’ll Love No-Bake Millionaire Pie
There are many reasons why this dessert has stood the test of time. Here are just a few:
- Quick to make: Just 5 minutes of mixing and assembling, then let the refrigerator do the rest.
- No oven required: Perfect for summer or anytime you want a simple dessert.
- Crowd-pleaser: Everyone loves the mix of fruity, creamy, and nutty flavors.
- Versatile: Can be made ahead of time, making it ideal for parties and gatherings.
- Customizable: You can easily swap in other fruits or toppings depending on what you have on hand.
Ingredients for No-Bake Millionaire Pie
The beauty of this recipe lies in its simplicity. Each ingredient adds a unique layer of texture and flavor.
For the Pie Filling
- 1 cup sweetened coconut flakes – Adds a chewy, tropical sweetness.
- 1 can (15.25 oz) crushed pineapple, well-drained – Brings a juicy, refreshing flavor. Make sure it’s drained well to avoid a runny filling.
- 1 cup maraschino cherries, drained and chopped – Their bright red color adds beauty and sweetness.
- ½ cup chopped pecans – Provides a satisfying crunch and nutty balance.
- 1 can (14 oz) sweetened condensed milk – The creamy, sweet base that ties the filling together.
- 5 tablespoons fresh lemon juice – Cuts through the sweetness and adds freshness.
- 1 tablespoon maraschino cherry juice – Enhances the cherry flavor.
- 1½ cups whipped topping – Makes the filling light and airy.
For the Crust
- 1 graham cracker crust – A classic buttery base that perfectly complements the creamy filling. You can use a store-bought crust for convenience or make your own at home.
For Garnish (optional but recommended)
- Extra whipped topping
- Whole maraschino cherries
- A sprinkle of shredded coconut or chopped pecans for texture
Step-by-Step Instructions
Step 1: Prepare the Filling
In a large mixing bowl, combine the coconut flakes, well-drained pineapple, chopped cherries, and pecans. Stir gently to evenly distribute the ingredients.
Step 2: Add the Creamy Base
Pour in the sweetened condensed milk, fresh lemon juice, and cherry juice. Mix until everything is fully incorporated. The lemon juice helps thicken the condensed milk slightly and balances the sweetness with a hint of tang.
Step 3: Fold in Whipped Topping
Using a spatula, gently fold in the whipped topping until the filling is creamy, smooth, and airy. Be careful not to overmix, as you want to maintain the light texture.
Step 4: Assemble the Pie
Spoon the filling into the prepared graham cracker crust. Spread it out evenly with the back of a spoon or spatula, making sure it reaches the edges.
Step 5: Chill the Pie
Refrigerate the pie for at least 4 hours, though overnight chilling gives the best results. This allows the filling to firm up and the flavors to meld beautifully.
Step 6: Garnish and Serve
Before serving, top the pie with extra whipped topping, whole cherries, and a sprinkle of coconut or pecans if desired. Slice, serve cold, and enjoy every creamy bite.
Tips for the Perfect No-Bake Millionaire Pie
- Drain the fruits well: Excess liquid from the pineapple or cherries can make the filling runny. Place them in a fine-mesh strainer and let them sit for several minutes before mixing.
- Chill thoroughly: The pie tastes best when chilled overnight. This ensures a firm texture and fully developed flavor.
- Homemade crust option: If you prefer, make your own graham cracker crust by mixing 1½ cups of crushed graham crackers with 6 tablespoons of melted butter and ¼ cup of sugar. Press into a pie dish and refrigerate until firm.
- Customize the fruit: Add mandarin oranges, bananas, or even diced mango for a tropical twist.
- Nut-free version: If serving to guests with allergies, simply leave out the pecans.
- Whipped cream substitute: If you prefer, use homemade whipped cream instead of whipped topping for a fresher taste.
Variations to Try
While the classic version is always a hit, you can add your own twist to make it unique.
- Tropical Millionaire Pie: Swap the pecans for macadamia nuts and add diced mango or papaya.
- Chocolate Millionaire Pie: Stir in mini chocolate chips for a sweet surprise.
- Berry Version: Replace cherries with fresh strawberries, blueberries, or raspberries for a colorful variation.
- Holiday Style: Add crushed peppermint candies to the topping for a festive touch.
Storing and Serving
- Refrigeration: Store the pie covered in the refrigerator for up to 3 days.
- Freezing: This pie can also be frozen. Wrap tightly in plastic wrap and foil, then freeze for up to 1 month. Thaw overnight in the fridge before serving.
- Serving size: This recipe yields about 8 slices. For parties, you may want to prepare two pies since it disappears quickly!
Frequently Asked Questions
Can I make No-Bake Millionaire Pie ahead of time?
Yes! In fact, this pie tastes even better when made a day ahead because the flavors have more time to meld together. Just keep it chilled until serving.
Do I have to use sweetened condensed milk?
Sweetened condensed milk is key to the creamy texture and sweetness of the filling. Substituting it with evaporated milk or regular milk will not give the same result.
Can I make this pie without coconut?
Absolutely. If you’re not a fan of coconut, simply leave it out or replace it with something else like extra fruit or nuts.
What if I don’t have a graham cracker crust?
You can make your own crust with crushed cookies (such as vanilla wafers or digestive biscuits) mixed with melted butter and pressed into a pie pan.
How long does it need to chill?
A minimum of 4 hours is necessary for the filling to firm up, but overnight is best for the perfect consistency.
Can I use homemade whipped cream instead of whipped topping?
Yes, you can use homemade whipped cream, but keep in mind it may not hold its shape as long as whipped topping. If you use it, serve the pie within 1–2 days.
Final Thoughts
The No-Bake Millionaire Pie is proof that you don’t need complicated steps or expensive ingredients to create a dessert that feels special. With just a few pantry staples and fresh ingredients, you can put together a pie that looks impressive, tastes incredible, and keeps guests coming back for seconds.
Whether you’re enjoying it during the holidays, at a summer picnic, or simply on a weeknight when you’re craving something sweet, this pie is guaranteed to become a favorite in your recipe collection. Its creamy, fruity, nutty blend of flavors earns it a truly “millionaire” reputation without requiring much effort at all.